Terms & Conditions

PLEASE READ THESE TERMS CAREFULLY — BINDING LEGAL AGREEMENT

By accessing, browsing, purchasing from, or using thebusinessdreamer.com in any way you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

If you do not agree with any of these terms you are prohibited from using this website and must immediately discontinue use.

Section 2 — Age Requirements and Eligibility

3.1 — Age Verification and Digital Products

All digital products sold through this Site including ebooks, guides, workbooks, courses, and downloadable templates are designed for adult audiences aged 18 and older. The content addresses entrepreneurship, business strategy, personal development, faith-based coaching, healing, and related subjects intended for mature adult readers.

3.2 — COPPA Compliance

The Company does not knowingly collect personal information from individuals under the age of 13 in compliance with the Children’s Online Privacy Protection Act (COPPA). If we discover we have collected information from a child under 13 we will immediately delete it.

Section 3 — The Coaching Relationship

4.1 — Coaching Defined

Coaching is a collaborative, forward-focused relationship designed to help clients identify goals, overcome obstacles, develop strategies, and take action toward their desired outcomes. Coaching draws on the client’s own insight, wisdom, and experience to facilitate growth and progress.

4.2 — Coaching Is Not Therapy

The coaching relationship is fundamentally different from a therapeutic relationship. Coaching does not involve the diagnosis, treatment, or management of mental health disorders, psychological conditions, trauma, or any other clinical concern. The following distinctions apply:

Coaching focuses on the present and future — therapy may address past trauma and clinical diagnosis
Coaching is not a substitute for professional mental health treatment of any kind.
Coaching does not constitute psychological counseling, relationship counseling, financial advising, or any other licensed professional service.
If you are experiencing a mental health crisis, trauma, depression, anxiety disorder, PTSD, or any diagnosable mental health condition, you are strongly encouraged to seek the services of a licensed mental health professional.

4.3 — Faith-Based Approach Disclosure

The Business Dreamer incorporates faith-based perspectives, scripture references, and spiritual encouragement into its coaching approach. This faith-based element is provided from the Coach’s personal faith perspective and does not constitute formal theological instruction, pastoral counseling, or religious authority of any kind. Clients of all faith backgrounds are welcome and encouraged to engage with the content in a manner consistent with their own beliefs and values.

4.4 — Client Responsibility

The client acknowledges and agrees that:

The client is solely responsible for their own decisions, actions, and results
The client is responsible for implementing strategies, recommendations, and action steps discussed during coaching sessions.
Results from coaching are entirely dependent on the client’s own effort, dedication, consistency, and personal circumstances.
The Coach serves as a guide, mentor, and strategic partner — not as a guarantor of any specific outcome.
The client takes full responsibility for any business, financial, or personal decisions made as a result of or following coaching sessions.
The client agrees to engage honestly and transparently to ensure the coaching relationship is as effective as possible.

Section 5 — Confidentiality

Company’s Confidentiality Obligations

The Company agrees to hold all Confidential Information shared by clients in strict confidence and will not disclose such information to any third party without the client’s prior written consent except as required by law. Confidential Information includes but is not limited to:

Personal and biographical information shared during sessions.
Business ideas, strategies, and plans discussed during coaching.
Financial information and circumstances.
Family, relationship, and personal life details.
Past experiences, traumas, and personal challenges shared in the course of coaching.
Any other information the client reasonably expects to be kept private.

5.2 — Exceptions to Confidentiality

The Company’s confidentiality obligations do not apply in the following circumstances:

When disclosure is required by applicable law, court order, or government regulation.
When the client presents a credible risk of harm to themselves or others.
When the information becomes publicly available through means other than a breach of these Terms.
When disclosure is necessary to prevent fraud or other illegal activity.
When the client has given prior written consent to disclosure.

5.3 — Client’s Confidentiality Obligations

The client agrees to maintain the confidentiality of any proprietary information, methodologies, frameworks, tools, and materials shared by the Company during coaching sessions. The client shall not reproduce, distribute, or share the Company’s proprietary coaching content, frameworks, or materials without the Company’s express written permission.

5.4 — Testimonials and Case Studies

The client acknowledges that the Company may wish to use anonymized or consented client stories as case studies or testimonials for marketing purposes. The Company will always obtain explicit written consent before using any client’s name, image, story, or identifying information in any marketing material. Clients may decline to provide testimonials or case study participation without affecting the coaching relationship.

Section 6 — Session Recording Policy

6.1 — Recording Notice and Consent

Coaching sessions conducted via video or audio platform including Zoom or similar services may be recorded for the purpose of providing the client with a post-session recording for their personal reference and review. By booking and participating in a coaching session you consent to the recording of that session.

If you do not wish to have your session recorded you must notify the Company in writing at least 24 hours before your scheduled session at support@thebusinessdreamer.com. Sessions for which recording consent has been withheld will not be recorded.

6.2 — Ownership of Recordings

All session recordings are the joint property of the Company and the client for personal use only. The client may use the recording solely for their own personal review and reference. The Company retains the right to retain a copy of session recordings for quality assurance, business records, and coaching improvement purposes.

6.3 — Prohibited Uses of Recordings

The client expressly agrees that session recordings may not be:

Shared publicly on social media, websites, or any public platform without express written consent from the Company.
Distributed to third parties for any purpose.
Used for commercial purposes of any kind.
Edited, clipped, or altered and then shared in any format.
Used in any way that could misrepresent the Company or the coaching content.

6.4 — Recording Storage and Retention

Session recordings are delivered to the client via a secure link within 48 hours of the session. The Company retains session recordings for a period of 12 months following the session date for business records purposes. After 12 months recordings may be permanently deleted at the Company’s discretion.

Section 7 — Cancellation, Rescheduling, and No-Show Policy

7.1 — Cancellation Notice Requirement

The Company requires a minimum of 24 hours’ advance notice for any cancellation or rescheduling of a scheduled coaching session. Notice must be provided in writing via email to valerie@thebusinessdreamer.com or through the booking platform used to schedule the session.

7.2 — Cancellations With Sufficient Notice

Cancellations made at least 24 hours before the scheduled session will be honored as follows:

Free strategy calls cancelled with at least 24 hours’ notice may be rescheduled once at no additional cost.
Paid coaching sessions cancelled with at least 24 hours’ notice will receive a full credit toward rescheduling.
Refund requests for paid sessions cancelled with sufficient notice will be evaluated on a case-by-case basis at the Company’s sole discretion.

7.3 — Late Cancellations and No-Shows

Cancellations made with less than 24 hours’ notice and client no-shows are subject to the following:

Free strategy calls cancelled with less than 24 hours’ notice or missed without notice will be forfeited and may not be rescheduled
Paid coaching sessions cancelled with less than 24 hours notice may not be eligible for refund or credit at the Company’s sole discretion
Clients who no-show for a paid session without prior notice forfeit that session and no refund or credit will be issued

7.4 — Rescheduling Policy

Each paid coaching session may be rescheduled a maximum of one time with at least 24 hours advance notice. Additional rescheduling requests beyond the permitted one rescheduling per session may be accommodated at the Company’s sole discretion and may be subject to a rescheduling fee.

7.5 — Company Cancellations

In the rare event that the Company must cancel a scheduled session, the Company will provide as much advance notice as possible and will offer the client a full credit toward rescheduling at no additional cost. The Company’s liability for a cancelled session shall be limited to rescheduling the session and shall not include any other damages or losses.

Section 8 — Products, Services, and Digital Downloads

8.1 — Product Descriptions and Accuracy

The Company makes every effort to ensure that product descriptions, specifications, and pricing are accurate. The Company does not warrant that product descriptions or other content are error-free. If a product is listed at an incorrect price the Company reserves the right to refuse or cancel any orders placed at the incorrect price.

8.2 — Digital Product Delivery

Upon successful payment for digital products you will receive access via a download link delivered to the email address provided at checkout. Digital products are delivered electronically and available for download immediately or within a reasonable time following payment confirmation.

8.3 — Refund Policy

Due to the digital and immediately accessible nature of digital products, all sales of digital downloads are final and non-refundable once the download link has been accessed or delivered. For coaching and strategy session services, refunds or rescheduling requests must be made in accordance with the Cancellation Policy in Section 7.

8.4 — Technical Issues and Service Interruption

The Company is not responsible for technical issues, internet service disruptions, platform outages, or other circumstances beyond the Company’s reasonable control that may affect your ability to access a coaching session or download a digital product. In the event of a technical failure directly attributable to the Company’s platform, the Company will make reasonable efforts to reschedule the session or re-deliver the product at no additional cost. The Company’s liability in such circumstances shall be limited to re-delivery or rescheduling only.

8.5 — Zoom and Third-Party Platform Terms

Coaching sessions are conducted via Zoom or similar third-party video conferencing platforms. Your use of such platforms is subject to those platforms’ own terms of service and privacy policies. The Company is not responsible for the performance, availability, or privacy practices of any third-party platform.

Section 9 — Social Media and Content Sharing Policy

9.1 — Sharing What You Learn

You are encouraged to share your personal insights, progress, and transformations from your coaching experience on social media. However, the following restrictions apply when sharing content connected to The Business Dreamer:

You may share your personal takeaways and results in your own words with attribution to The Business Dreamer
You may not reproduce, quote extensively from, or republish the Company’s proprietary frameworks, methodologies, course content, or coaching materials
You may not present the Company’s content, frameworks, or methodologies as your own original work
You may not share session recordings publicly in any format without express written consent from the Company

9.2 — Tagging and Attribution

When referencing The Business Dreamer in social media posts you are encouraged to tag the Company’s official social media accounts and use proper attribution. The Company reserves the right to reshare user-generated content that references The Business Dreamer with appropriate credit to the creator.

9.3 — User Generated Content License

By tagging the Company or submitting testimonials, reviews, or other content referencing The Business Dreamer you grant the Company a non-exclusive, royalty-free, worldwide license to use, reproduce, and display such content for marketing and promotional purposes. The Company will always credit the creator unless the creator has requested anonymity. privacy practices of any third-party platform.

Section 10 —Intellectual Property Rights

10.1 — Ownership

All Site content including text, graphics, logos, images, audio, video, downloads, course materials, coaching frameworks, methodologies, guides, books, workbooks, and templates are owned exclusively by Valerie Watson and The Business Dreamer and protected by intellectual property laws.

10.2 — Trademark Rights

The Business Dreamer, the TB Dreamer logo, and all related names, logos, product names, designs, and slogans are trademarks of Valerie Watson. You may not use such marks without prior written permission.

10.3 — Limited Personal Use License

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Site and download or print a single copy of any content solely for personal non-commercial use. This license does not include rights to modify, commercially use, reproduce, distribute, sublicense, or create derivative works from any content.

10.4 — Digital Products License

Upon purchasing a digital product you receive a single-user personal use license only. You may not share, distribute, sell, reproduce, incorporate into AI training systems, or create derivative works from any digital product.

10.5 — DMCA Policy

The Company complies with the Digital Millennium Copyright Act. To report copyright infringement contact the Company at thebusinessdreamer.com with your name, contact information, description of the infringed work, and location of the infringing material.

Section 11 —Affiliate and Sponsorship Disclosure

All affiliate links and sponsored content will be clearly disclosed in accordance with FTC guidelines. The Company only recommends products and services believed to provide genuine value. Testimonials reflect genuine experiences, and the Company discloses when results are atypical.

Section 12 —Privacy Policy

Your use of the Site is governed by the Company’s Privacy Policy which is incorporated into these Terms by reference. The Privacy Policy describes how the Company collects, uses, stores, and protects your personal information.

The Privacy Policy is available at: thebusinessdreamer.com/privacy-policy

By using the Site you consent to the collection and use of your information as described in the Privacy Policy. The Company complies with applicable privacy laws, including the California Consumer Privacy Act (CCPA) and the General Data Protection Regulation (GDPR) for users in the European Union.

Section 13 —Acceptable Use Policy

Your use of the Site is also subject to the Company’s Acceptable Use Policy which is incorporated into these Terms by reference.

The Acceptable Use Policy is available at: thebusinessdreamer.com/acceptable-use

The Acceptable Use Policy outlines in detail the permitted and prohibited uses of the Site, consequences for violations, and the Company’s rights to terminate access for violations. By using the Site, you agree to comply with the Acceptable Use Policy in its entirety.

13.1 — Summary of Prohibited Uses

Without limiting the Acceptable Use Policy, you agree not to use the Site to:

Violate any applicable law or regulation
Infringe on any intellectual property rights
Transmit harmful, offensive, or unlawful content
Attempt unauthorized access to any system or data
Use automated tools to scrape or harvest data from the Site
Engage in any fraudulent or deceptive activity
Interfere with the proper functioning of the Site

Section 14 —Email Communications

By providing your email address through any form on this Site, you consent to receive email communications from the The Business Dreamer, LLC. All email marketing complies with the CAN-SPAM Act of 2003, including clear sender identification, valid physical address, and a clear unsubscribe mechanism honored within 10 business days.

To unsubscribe from marketing emails, click the unsubscribe link in any email or contact the Company at: support@thebusinessdreamer.com

Section 15 —Disclaimers and No Warranty

THE SITE AND ALL CONTENT, PRODUCTS, AND SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

The Company’s full Disclaimer including the Earnings Disclaimer and No Professional Advice notice is incorporated into these Terms by reference.

The full Disclaimer is available at: thebusinessdreamer.com/disclaimer

Section 16 —Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING FROM YOUR USE OF THE SITE, ITS CONTENT, PRODUCTS, OR SERVICES.

Section 17 —Indemnification

You agree to defend, indemnify, and hold harmless The Business Dreamer LLC, and its officers, directors, employees, agents, and successors from any claims, liabilities, damages, costs, and expenses including attorneys fees arising from your violation of these Terms, your use of the Site, your violation of any law or third party rights, or any misrepresentation made by you.

Section 18 —Governing Law and Jurisdiction

20.1 — Jurisdiction and Venue

Any legal action arising from these Terms shall be brought exclusively in the federal or state courts located in the Commonwealth of Virginia. You consent to personal jurisdiction and venue in such courts.

20.2 — Informal Dispute Resolution

Before initiating formal legal proceedings, you agree to first attempt informal resolution by contacting The Business Dreamer LLC at support@thebusinessdreamer.com. The Company will attempt informal resolution within 30 days of receiving notice.

20.3 — Arbitration

At the Company’s option, disputes may be resolved through binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules in the Commonwealth of Virginia. The arbitrator’s decision shall be final and binding.

20.4 — Class Action Waiver

TO THE EXTENT PERMITTED BY LAW, YOU WAIVE ANY RIGHT TO BRING OR PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION AGAINST THE COMPANY.

20.5 — Applicable Federal Laws

These Terms incorporate applicable federal laws including the DMCA, CAN-SPAM Act, COPPA, FTC Act, Electronic Communications Privacy Act, Computer Fraud and Abuse Act, and Americans with Disabilities Act.

Section 19 —Severability, Waiver, and Entire Agreement

If any provision of these Terms is found unenforceable it shall be modified to the minimum necessary to make it enforceable and remaining provisions continue in full force. No failure to enforce any right constitutes a waiver. These Terms together with the Privacy Policy, Disclaimer, Acceptable Use Policy, and Cookie Policy constitute the entire agreement between you and the Company regarding use of the Site.

Section 20 —Force Majeure

The Business Dreamer, LLC shall not be liable for failure or delay in performance arising from circumstances beyond its reasonable control including acts of God, natural disasters, pandemic, government actions, war, terrorism, fire, flood, power outages, internet service disruptions, or other force majeure events.

Section 21 —Contact Information

For questions about these Terms contact:

The Business Dreamer

Address:

13926 Hull Street Road #1149

Midlothian, VA 23112

Website: thebusinessdreamer.com

Email: support@thebusinessdreamer.com

THE SITE AND ALL CONTENT, PRODUCTS, AND SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

The Company’s full Disclaimer including the Earnings Disclaimer and No Professional Advice notice is incorporated into these Terms by reference.

The full Disclaimer is available at: thebusinessdreamer.com/disclaimer